We see respect for the privacy of our customers and careful handling of their personal data as an important part of the reliability of our products and services. In this privacy statement you will find general information about how we handle your personal data.

Purposes of use
HAPPYRAINYDAYS processes your personal data for (i) the acceptance of your order, (ii) the prevention of excessive lending, (iii) execution of agreements with you, (iv) relationship management, (v) making targeted marketing campaigns, (vi) management information, product and service development, determining the (general) strategy, (vii) conducting analyzes and (viii) fulfilling legal obligations.
In the processing of personal data and the delivery of its services, the execution of the agreement with you and the handling of complaints and service provision, HappyRainyDays can use cooperating partners and any (sub) processor (s). In this connection HappyRainyDays can provide personal data necessary for these parties. Personal data can also be used to detect (attempted) unlawful and / or punishable behavior directed against HappyRainyDays, its customers and employees, as well as for participation in warning systems that are used to prevent fraud and excessive lending.

In addition, your personal data may be used to inform you, on the basis of a prior selection or otherwise, about interesting similar offers and products from HappyRainyDays. Information arising from the agreement existing between you and HappyRainyDays can be received by e-mail. You can also receive commercial information by e-mail, push message, SMS, or social media channels. If you are registered with us for receiving newsletters, you may be approached occasionally at the e-mail address you entered to voluntarily participate in a consumer survey. If you do not wish to receive commercial information (anymore), or do not want your data to be used for direct marketing purposes, you can inform us of this. This can be done via the unsubscribe link in our commercial e-mails, by telephone contact with HappyRainyDays (5 days per week from 9 am to 5 pm via 020- 7370307 (local rate)), by sending a letter to HappyRainyDays, Customer Service Department, Maassluisstraat 2 , 1062 GD Amsterdam, The Netherlands or send an e-mail to

By accepting the terms and conditions of HappyRainyDays, you also agree to the possibility that (i) HappyRainyDays will use your personal data for credit scoring and (ii) HappyRainyDays provide information about your creditworthiness to BKR. HappyRainyDays does not use your personal data for address trading.

The security of your personal data
We have taken appropriate technical and organizational measures to protect your personal data against loss, or against any form of unlawful processing.

Your rights
You may request our inspection of your personal data. You may also request us to correct, supplement, delete or shield your personal data if these are inaccurate, incomplete or irrelevant or otherwise processed in violation of a statutory regulation. You can also view and correct your personal data online on the site. Go to
If you wish to respond to our privacy policy or if you feel that our site or our actions are not in accordance with this, we also ask you to contact us. For the above requests, questions, complaints or reactions you can contact HappyRainyDays.